Works Consulted

https://www.americanprogress.org/article/fact-sheet-recommendations-for-financial-regulatory-agencies-to-take-further-action-on-ai/
https://www.consumerfinance.gov/about-us/newsroom/cfpb-acts-to-protect-the-public-from-black-box-credit-models-using-complex-algorithms/#:~:text=,applications%20is%20too%20complicated%2C%20too
https://www.bis.org/publ/othp90.pdf
https://www.federalreserve.gov/supervisionreg/srletters/sr1107.htm
https://www.sec.gov/rules-regulations/staff-guidance/compliance-disclosure-interpretations/managements-report-internal-control-over-financial-reporting-certification-disclosure-exchange-act
https://files.consumerfinance.gov/f/documents/cfpb_fair-lending-report_fy-2023.pdf
https://www.govinfo.gov/content/pkg/COMPS-252/pdf/COMPS-252.pdf
https://www.cisa.gov/cross-sector-cybersecurity-performance-goals
https://www.ftc.gov/business-guidance/resources/how-comply-privacy-consumer-financial-information-rule-gramm-leach-bliley-act
https://www.researchgate.net/profile/Yassine-Hachaichi/publication/369978046_Artificial_intelligence_and_machine_learning_in_financial_services_Market_developments_and_financial_stability_implications/links/6437d64e4e83cd0e2facd021/Artificial-intelligence-and-machine-learning-in-financial-services-Market-developments-and-financial-stability-implications.pdf
https://www.fsb.org/uploads/P011117.pdf
https://christophm.github.io/interpretable-ml-book/
https://www.americanprogress.org/article/taking-further-agency-action-on-ai/financial-regulatory-agencies-chapter/#:~:text=opportunities%2C%20and%20mitigate%20risk,code%20and%20dataset%20acquisition%20protocols
https://www.fenwick.com/insights/publications/best-practices-for-utilizing-ai-ml-tools-as-naic-adopts-the-model-bulletin-on-use-of-ai#:~:text=Cybersecurity%20and%20Technology%20Committee%20of,of%20Big%20Data%2C%20and%20Generative
https://www.bis.org/fsi/publ/insights63.pdf
https://jngr5.com/index.php/journal-of-next-generation-resea/article/view/89
https://www2.deloitte.com/us/en/insights/industry/financial-services/explainable-ai-in-banking.html
https://link.springer.com/article/10.1007/s11301-023-00320-0
https://www.gao.gov/products/gao-22-104746
https://zenus.com/en/group/blog/the-double-edged-sword-ai-generated-code-in-the-banking-industry/
https://ieeexplore.ieee.org/document/7958568
https://nvlpubs.nist.gov/nistpubs/ai/NIST.AI.100-1.pdf
https://www.zscaler.com/resources/security-terms-glossary/what-is-the-solarwinds-cyberattack
https://21998286.fs1.hubspotusercontent-na1.net/hubfs/21998286/HiddenLayer%20AI%20Threat%20Landscape%20Report%202024.pdf?utm_campaign=AI%20Threat%20Landscape%20Report%202024&utm_medium=email&_hsenc=p2ANqtz-_iri9kkRCU7skbs8x7nKIjU7DVyRiliaKnWNmIbffFnr4wgxc-uVXUZ2X-aHgEdOfZfqyKdAhVfPcO3yfhvui9uhTR3kIHmB97k5rDhPWeFUTtYyI&_hsmi=297107782&utm_content=297107782&utm_source=hs_automation
https://www.lexisnexis.com/community/insights/legal/capitol-journal/b/state-net/posts/ai-in-insurance-the-good-the-bad-and-what-worries-regulators?srsltid=AfmBOoo9WY3aJp8avKJaksgNLo6_xE-geluAtkG7Ks_khmIBl8DB1qYB#:~:text=In%202022%2C%20State%20Farm%20was,as%20opposed%20to%20white%20names
https://www.library.hbs.edu/working-knowledge/gender-bias-complaints-against-apple-card-signal-a-dark-side-to-fintech
https://www.skadden.com/insights/publications/2023/12/how-regulators-worldwide-are-addressing-the-adoption-of-ai-in-financial-services#:~:text=Financial%20institutions%20have%20used%20financial,German%20regulator%2C%20BaFin%2C%20has%20stated

Works Consulted

Policy Recommendations

Risks and Challenges